Many people are in debt these days but when debt becomes a problem you can quickly feel overwhelmed and unable to cope. It's all too tempting to bury your head in the sand in the hope that those unopened bills will miraculously go away. The reality is debt can quickly spiral out of control and cause major problems in other areas of your life including affecting your health and the loss of your home. Facing up to your debt and understanding how best to deal with it is the first step on the road to financial recovery.
We won’t make any judgement about why you are in debt. Our job is to help sort out the problem, however the debts arose.
The Welfare Rights and Money Advice Unit can help in a number of ways:
We can
Check you are receiving the benefits and tax credits you are entitled to.
Assist with drawing up a budget plan that will enable you to see exactly what your financial position is.
Explain which debts should be paid first and why they are so important.
Advise on the best options available to help resolve your debt problems.
Help respond to court action.
Give you information and skills to regain control of your finances.
In addition we offer: