Deferred payments
What is the ‘deferred payments scheme’?
The Care Act 2014 introduced a universal deferred payments scheme so that no one should be forced to sell their home in their lifetime to pay for their social care.
It is designed to help "defer" or delay paying the costs of care and support until a later date.
You can find more information about the deferred payments scheme below:
Can I apply for a deferred payment? SHOW
Can the council refuse to offer a deferred payment? SHOW
How does the scheme work? SHOW
How do Southampton City Council value my property? SHOW
Are there any charges or interest attached to the deferred payment? SHOW
What is the ‘12 week property disregard’? SHOW
Will I be required to maintain the property? SHOW
What is the Legal Agreement and Legal Charge? SHOW
How can I end the agreement? SHOW
Can I add the cost of my top up charges to the deferred payment? SHOW
How do I apply to use the deferred payments scheme? SHOW
Where can I get advice? SHOW
You can also download the deferred payment agreement - what you need to know information in PDF format.
Where can I get advice?
There are a number of places where you are able to get independent financial advice to help you make the right decision for you, including:
- Society of Later Life Advisors (SOLLA) (0333 202 0454)
- Citizens Advice Bureau (0808 278 7863)
- Southampton Advice and Representation Centre (023 8043 1435)
- Spectrum Advocacy Service (023 8033 0982)