Benefits advice - Retirement

Changes to state pensions were introduced on 6 April 2010. One major change was the gradual increasing of the state pension age for women to bring it in line with the state pension age for men.

From now until 2018, women will begin to retire later until both men and women retire at 65. This will then increase to 66 by October 2020.

Other changes include the increase of the earliest age for claiming Pension Credit from 60 to 65 and winter fuel payments which will paid at the minimum age of 65.

These changes mean that women will be able to claim working age benefits such as Income Support, Jobseeker's Allowance, Employment and Support Allowance and Universal Credit until they are 65.

Find out what age you are able to claim your state pension

Those who have reached retirement age may be entitled to the following:


Basic State Retirement Pension

The basic pension is paid to people who have reached pension age and have paid or been credited with enough National Insurance (NI) Contributions.

Find out more about the Basic State Retirement Pension


Pension Credit

Pension Credit is intended to provide older people with a minimum level of income and give extra money to people with modest incomes who have made savings for their retirement.

Find out more about Pension Credit


Winter Fuel Payments

Winter fuel payments are payable to most households where there is someone over State Retirement age regardless of whether they are getting a Retirement Pension or other social security benefit.

Find out more about Winter Fuel Payments


Attendance Allowance

You can be paid AA if you need help with personal care or supervision because you are ill or disabled.

Find out more about Attendance Allowance